Junior Financial Literacy

          Module 1: Introduction to Money

Section 1: What Is Money?
- Lesson 1: What Is Money?
  - Module 1, Section 1, Lesson 1: What Is Money?
- Lesson 2: History of Currency
  - Module 1, Section 1, Lesson 2: History of Currency

Section 2: Forms of Money
- Lesson 1: Physical Money – Cash and Coins
  - Module 1, Section 2, Lesson 1: Physical Money – Cash and Coins
- Lesson 2: Digital Money and Payments
  - Module 1, Section 2, Lesson 2: Digital Money and Payments

Section 3: Earning Money
- Lesson 1: Sources of Income
  - Module 1, Section 3, Lesson 1: Sources of Income
- Lesson 2: The Value of Work
  - Module 1, Section 3, Lesson 2: The Value of Work

Section 4: The Role of Money in Daily Life
- Lesson 1: Money in Everyday Situations
  - Module 1, Section 4, Lesson 1: Money in Everyday Situations
- Lesson 2: Money and the Community
  - Module 1, Section 4, Lesson 2: Money and the Community

Section 5: Basic Money Vocabulary
- Lesson 1: Understanding Money Terms
  - Module 1, Section 5, Lesson 1: Understanding Money Terms
- Lesson 2: Recognizing Price Tags and Values
  - Module 1, Section 5, Lesson 2: Recognizing Price Tags and Values


Module 2: Budgeting Fundamentals

Section 1: Introduction to Budgeting
- Lesson 1: What Is Budgeting?
  - Module 2, Section 1, Lesson 1: What Is Budgeting?
- Lesson 2: Why Budgeting Matters
  - Module 2, Section 1, Lesson 2: Why Budgeting Matters

Section 2: Understanding Income and Expenses
- Lesson 1: Recognizing Your Income
  - Module 2, Section 2, Lesson 1: Recognizing Your Income
- Lesson 2: Identifying Daily Expenses
  - Module 2, Section 2, Lesson 2: Identifying Daily Expenses

Section 3: Creating a Simple Budget
- Lesson 1: Listing Income and Expenses
  - Module 2, Section 3, Lesson 1: Listing Income and Expenses
- Lesson 2: Setting Basic Financial Goals
  - Module 2, Section 3, Lesson 2: Setting Basic Financial Goals

Section 4: Budgeting Tools and Techniques
- Lesson 1: Using Paper, Pencil, and Simple Charts
  - Module 2, Section 4, Lesson 1: Using Paper, Pencil, and Simple Charts
- Lesson 2: Introduction to Simple Budgeting Apps
  - Module 2, Section 4, Lesson 2: Introduction to Simple Budgeting Apps

Section 5: Tracking and Adjusting Your Budget
- Lesson 1: Monitoring Spending Over Time
  - Module 2, Section 5, Lesson 1: Monitoring Spending Over Time
- Lesson 2: Adjusting Your Budget to Meet Goals
  - Module 2, Section 5, Lesson 2: Adjusting Your Budget to Meet Goals


Module 3: Saving Strategies

Section 1: The Importance of Saving
- Lesson 1: Why Save Money?
  - Module 3, Section 1, Lesson 1: Why Save Money?
- Lesson 2: Benefits of Building a Savings Habit
  - Module 3, Section 1, Lesson 2: Benefits of Building a Savings Habit

Section 2: Setting Savings Goals
- Lesson 1: Establishing Short-Term Savings Goals
  - Module 3, Section 2, Lesson 1: Establishing Short-Term Savings Goals
- Lesson 2: Planning Long-Term Savings Goals
  - Module 3, Section 2, Lesson 2: Planning Long-Term Savings Goals

Section 3: Techniques for Effective Saving
- Lesson 1: Saving a Portion of Your Income
  - Module 3, Section 3, Lesson 1: Saving a Portion of Your Income
- Lesson 2: Reducing Unnecessary Expenses to Save More
  - Module 3, Section 3, Lesson 2: Reducing Unnecessary Expenses to Save More

Section 4: Tools for Saving Money
- Lesson 1: Using a Piggy Bank or Envelopes
  - Module 3, Section 4, Lesson 1: Using a Piggy Bank or Envelopes
- Lesson 2: Introduction to Savings Accounts
  - Module 3, Section 4, Lesson 2: Introduction to Savings Accounts

Section 5: Planning for the Future
- Lesson 1: Building an Emergency Fund
  - Module 3, Section 5, Lesson 1: Building an Emergency Fund
- Lesson 2: Saving for Special Goals and Needs
  - Module 3, Section 5, Lesson 2: Saving for Special Goals and Needs


Module 4: Smart Spending

Section 1: Responsible Spending Habits
- Lesson 1: Differentiating Needs Versus Wants
  - Module 4, Section 1, Lesson 1: Differentiating Needs Versus Wants
- Lesson 2: Making Informed Purchase Decisions
  - Module 4, Section 1, Lesson 2: Making Informed Purchase Decisions

Section 2: Comparison Shopping
- Lesson 1: How to Compare Prices Effectively
  - Module 4, Section 2, Lesson 1: How to Compare Prices Effectively
- Lesson 2: Evaluating Quality Along with Price
  - Module 4, Section 2, Lesson 2: Evaluating Quality Along with Price

Section 3: Avoiding Impulse Buying
- Lesson 1: Recognizing Impulse Triggers
  - Module 4, Section 3, Lesson 1: Recognizing Impulse Triggers
- Lesson 2: Strategies to Resist Impulse Spending
  - Module 4, Section 3, Lesson 2: Strategies to Resist Impulse Spending

Section 4: Understanding Value for Money
- Lesson 1: Assessing Product Value
  - Module 4, Section 4, Lesson 1: Assessing Product Value
- Lesson 2: Considering Long-Term Benefits of a Purchase
  - Module 4, Section 4, Lesson 2: Considering Long-Term Benefits of a Purchase

Section 5: Balancing Fun and Essentials
- Lesson 1: Budgeting for Entertainment and Necessities
  - Module 4, Section 5, Lesson 1: Budgeting for Entertainment and Necessities
- Lesson 2: Learning from Spending Responsibilities
  - Module 4, Section 5, Lesson 2: Learning from Spending Responsibilities


Module 5: Basic Financial Planning

Section 1: Setting Financial Goals
- Lesson 1: Planning for Short-Term Financial Needs
  - Module 5, Section 1, Lesson 1: Planning for Short-Term Financial Needs
- Lesson 2: Envisioning Long-Term Financial Success
  - Module 5, Section 1, Lesson 2: Envisioning Long-Term Financial Success

Section 2: Introduction to Investing Concepts
- Lesson 1: What Is Investing? A Basic Overview
  - Module 5, Section 2, Lesson 1: What Is Investing? A Basic Overview
- Lesson 2: Understanding the Concept of Growth and Returns
  - Module 5, Section 2, Lesson 2: Understanding the Concept of Growth and Returns

Section 3: Handling Money Wisely
- Lesson 1: Avoiding Bad Debt and Borrowing Wisely
  - Module 5, Section 3, Lesson 1: Avoiding Bad Debt and Borrowing Wisely
- Lesson 2: Saving for Future Needs and Emergencies
  - Module 5, Section 3, Lesson 2: Saving for Future Needs and Emergencies

Section 4: Banking and Interest Basics
- Lesson 1: How Banks Work and Why They Matter
  - Module 5, Section 4, Lesson 1: How Banks Work and Why They Matter
- Lesson 2: An Introduction to Interest and Simple Calculations
  - Module 5, Section 4, Lesson 2: An Introduction to Interest and Simple Calculations

Section 5: Putting It All Together
- Lesson 1: Creating a Personal Financial Plan
  - Module 5, Section 5, Lesson 1: Creating a Personal Financial Plan
- Lesson 2: Review and Reflection on Financial Decisions
  - Module 5, Section 5, Lesson 2: Review and Reflection on Financial Decisions