Intro to Budgeting

          Module 1: Understanding Money Basics

Section 1: What is Money?
- Lesson 1: The History of Money  
  - Module 1, Section 1, Lesson 1 The History of Money explains how money evolved from barter to coins and paper money.
- Lesson 2: How Money Works  
  - Module 1, Section 1, Lesson 2 How Money Works introduces the basic concept of exchange and the role of money in daily transactions.

Section 2: Introduction to Budgeting
- Lesson 1: What is a Budget?  
  - Module 1, Section 2, Lesson 1 What is a Budget? defines budgeting and its purpose in managing money.
- Lesson 2: Benefits of Budgeting  
  - Module 1, Section 2, Lesson 2 Benefits of Budgeting outlines how a simple budget can help plan spending and saving.

Section 3: Different Kinds of Money
- Lesson 1: Cash and Coins  
  - Module 1, Section 3, Lesson 1 Cash and Coins covers the basics of physical money.
- Lesson 2: Credit and Digital Money  
  - Module 1, Section 3, Lesson 2 Credit and Digital Money introduces non-physical forms of money in simple terms.

Section 4: Basic Financial Terms
- Lesson 1: Income and Expenses  
  - Module 1, Section 4, Lesson 1 Income and Expenses explains the two main parts of personal finances.
- Lesson 2: Savings and Spending  
  - Module 1, Section 4, Lesson 2 Savings and Spending contrasts saving money versus spending it.

Section 5: Money Around Us
- Lesson 1: Where Money Comes From  
  - Module 1, Section 5, Lesson 1 Where Money Comes From discusses sources of money such as work, gifts, and allowances.
- Lesson 2: Money in Our Community  
  - Module 1, Section 5, Lesson 2 Money in Our Community shows how money is used in local shops and services.


Module 2: Income and Earnings

Section 1: Understanding Income
- Lesson 1: What is Income?  
  - Module 2, Section 1, Lesson 1 What is Income? introduces the idea of earning money.
- Lesson 2: Types of Income  
  - Module 2, Section 1, Lesson 2 Types of Income explains different sources including allowances, gifts, and small jobs.

Section 2: Sources of Earnings
- Lesson 1: Earning Money Through Work  
  - Module 2, Section 2, Lesson 1 Earning Money Through Work discusses simple jobs suitable for young learners.
- Lesson 2: Earning Money Through Allowance and Gifts  
  - Module 2, Section 2, Lesson 2 Earning Money Through Allowance and Gifts looks at regular allowances and occasional gifts.

Section 3: Keeping Track of Income
- Lesson 1: Recording Income  
  - Module 2, Section 3, Lesson 1 Recording Income teaches students to note down money received.
- Lesson 2: Simple Income Log Activity  
  - Module 2, Section 3, Lesson 2 Simple Income Log Activity is an interactive exercise in maintaining a ledger.

Section 4: Value of Work
- Lesson 1: Understanding the Value of Effort  
  - Module 2, Section 4, Lesson 1 Understanding the Value of Effort helps students appreciate that working earns money.
- Lesson 2: How Work Earns Money  
  - Module 2, Section 4, Lesson 2 How Work Earns Money connects actions to earning outcomes.

Section 5: Connecting Skills and Earnings
- Lesson 1: Finding Your Strengths  
  - Module 2, Section 5, Lesson 1 Finding Your Strengths encourages self-reflection about abilities that can lead to earnings.
- Lesson 2: How Hobbies Can Earn Money  
  - Module 2, Section 5, Lesson 2 How Hobbies Can Earn Money shows simple ways hobbies might generate small income.


Module 3: Tracking Expenses

Section 1: What are Expenses?
- Lesson 1: Defining Expenses  
  - Module 3, Section 1, Lesson 1 Defining Expenses explains spending and where money goes.
- Lesson 2: Different Types of Expenses  
  - Module 3, Section 1, Lesson 2 Different Types of Expenses highlights everyday and occasional expenses.

Section 2: Needs vs. Wants
- Lesson 1: Basic Needs  
  - Module 3, Section 2, Lesson 1 Basic Needs discusses essential items like food, shelter, and clothing.
- Lesson 2: What are Wants?  
  - Module 3, Section 2, Lesson 2 What are Wants? distinguishes non-essential desires from needs.

Section 3: Recording Expenses
- Lesson 1: Keeping Expense Records  
  - Module 3, Section 3, Lesson 1 Keeping Expense Records teaches the simple method of tracking spending.
- Lesson 2: Using Simple Charts  
  - Module 3, Section 3, Lesson 2 Using Simple Charts shows students how to draw charts to monitor expenses.

Section 4: Comparing Income and Expenses
- Lesson 1: Understanding Balance  
  - Module 3, Section 4, Lesson 1 Understanding Balance explains the idea of matching income to expenses.
- Lesson 2: Simple Comparison Activity  
  - Module 3, Section 4, Lesson 2 Simple Comparison Activity involves a hands-on exercise comparing money received versus spent.

Section 5: Real-life Expense Examples
- Lesson 1: Home and School Expenses  
  - Module 3, Section 5, Lesson 1 Home and School Expenses provides examples of common spending.
- Lesson 2: Discussing Daily Spending  
  - Module 3, Section 5, Lesson 2 Discussing Daily Spending encourages conversation about everyday choices.


Module 4: Creating a Simple Budget

Section 1: Setting Financial Goals
- Lesson 1: What are Financial Goals?  
  - Module 4, Section 1, Lesson 1 What are Financial Goals? introduces the idea of planning ahead.
- Lesson 2: Setting Simple Goals  
  - Module 4, Section 1, Lesson 2 Setting Simple Goals gives students an easy activity on goal setting.

Section 2: Budget Categories
- Lesson 1: Income and Expenses Categories  
  - Module 4, Section 2, Lesson 1 Income and Expenses Categories explains how to group money coming in and going out.
- Lesson 2: How to Categorize Spending  
  - Module 4, Section 2, Lesson 2 How to Categorize Spending demonstrates organizing expenses into groups.

Section 3: Allocating Money
- Lesson 1: How to Divide Your Money  
  - Module 4, Section 3, Lesson 1 How to Divide Your Money shows a simple way to apportion income for various needs.
- Lesson 2: Interactive Budget Allocation Activity  
  - Module 4, Section 3, Lesson 2 Interactive Budget Allocation Activity involves a fun exercise to allocate money among categories.

Section 4: Building a Budget
- Lesson 1: Steps to Create a Budget  
  - Module 4, Section 4, Lesson 1 Steps to Create a Budget outlines the process from start to finish.
- Lesson 2: Creating Your Own Budget  
  - Module 4, Section 4, Lesson 2 Creating Your Own Budget allows students to practice making a personal budget.

Section 5: Reviewing the Budget
- Lesson 1: Checking Your Budget  
  - Module 4, Section 5, Lesson 1 Checking Your Budget discusses the importance of reviewing spending plans.
- Lesson 2: Adjusting as Needed  
  - Module 4, Section 5, Lesson 2 Adjusting as Needed guides students on simple updates when plans change.


Module 5: Saving and Planning for the Future

Section 1: Importance of Saving
- Lesson 1: Why Save Money?  
  - Module 5, Section 1, Lesson 1 Why Save Money? explains the benefits of building savings.
- Lesson 2: Benefits of Saving  
  - Module 5, Section 1, Lesson 2 Benefits of Saving illustrates simple advantages such as security and opportunities.

Section 2: Setting Savings Goals
- Lesson 1: What is a Savings Goal?  
  - Module 5, Section 2, Lesson 1 What is a Savings Goal? introduces basic concepts of setting targets to save.
- Lesson 2: Planning for Short-Term Savings  
  - Module 5, Section 2, Lesson 2 Planning for Short-Term Savings offers a simple strategy for saving a little money regularly.

Section 3: Planning for Big Expenses
- Lesson 1: Preparing for Future Needs  
  - Module 5, Section 3, Lesson 1 Preparing for Future Needs discusses ideas like saving for a desired toy or event.
- Lesson 2: Saving for Special Goals  
  - Module 5, Section 3, Lesson 2 Saving for Special Goals guides students in creating a plan for larger, meaningful purchases.

Section 4: Basic Financial Decision-Making
- Lesson 1: Choosing What to Save  
  - Module 5, Section 4, Lesson 1 Choosing What to Save discusses simple choices in prioritizing savings.
- Lesson 2: Deciding When to Spend  
  - Module 5, Section 4, Lesson 2 Deciding When to Spend focuses on balancing spending with saving.

Section 5: Applying Budgeting Skills
- Lesson 1: Review of Budgeting Steps  
  - Module 5, Section 5, Lesson 1 Review of Budgeting Steps recaps what has been learned throughout the course.
- Lesson 2: Real-life Budget Simulation  
  - Module 5, Section 5, Lesson 2 Real-life Budget Simulation gives students a hands-on project to create and adjust a simple budget.